Seller financing is a common feature of small business transactions. In many deals, it reflects sound structure and creates alignment between buyer and seller. It is not inherently problematic, but it is worth understanding clearly because the implications vary depending on how and why it appears. When Seller Financing Makes Sense In transactions where the business is sound but the lender's financing capacity falls short of the agreed price, a seller note bridges the gap. This is a routine...

https://us5.campaign-archive.com/?u=79cb068896f55678b3f0ce552&id=254f171be7 What is a financial audit? A financial audit is a formal examination of a company's financial standing, used to determine whether the records are complete, accurate, and compliant with regulations. In this week's newsletter, we walk you through financial audits. What do they mean? Why are they important? and How you can use them to propel your business forward. We also discuss: Data liability Is my startup idea any...

Business founders who have been through a sale or purchase will tell you that the due diligence phase is where deals slow down, restructure, or collapse. It is also the phase that is most directly shaped by the quality of preparation that occurred months or years earlier. The document request list in a business sale is not arbitrary. Buyers and lenders are looking for specific things, and the absence of clean, organized documentation is itself a signal. It raises questions about the...